Most drivers pay for their insurance through the same company for years without taking the time to shop around with other companies for discounts, or ask their current company for discounts. Insurance companies know they are competing with other companies for your business. Make sure you’re not overpaying for your insurance each month by not checking on discounts for which you’re eligible.
1. Comparison Shop
Before assuming that you’re getting the best deal on car insurance, you need to research your options. If you choose to purchase your car insurance online, it could save you hundreds per year. The only problem with car insurance through an online dealer is that you can’t sit down and discuss problems or questions with a live person in their office. This doesn’t matter to some drivers, so if you’d like the cheapest car insurance, consider a virtual insurance company. Even with online insurance companies, make sure you’re getting a few quotes as a comparison.